Phase 3 / Real estate investors
Move on the deal when the numbers make sense.
From a first rental to your next fix-and-flip, we help you see the financing clearly, move at the pace of the opportunity, and keep the exit in view.
The three-part journey
A good investor loan starts with the property, the plan, and a clear conversation about what happens next.
Investor loan paths
Financing that follows the plan behind the property.
Every deal has a different shape. These are the places to start the conversation.
01 / Bridge loans
Buy now while another piece catches up.
A bridge loan can cover a short gap between buying a new property and selling or refinancing another one.
Good fit: You have a time-sensitive purchase and a clear plan for what pays this loan off.
02 / Fix-and-flip loans
Turn a tired property into a finished one.
Purchase and improve a property with financing built around the work, the timeline, and the expected sale.
Good fit: You know the renovation scope and plan to sell after the work is done.
03 / Short-term loans
Move quickly when speed matters.
Short-term or hard money financing can help you act on an opportunity without waiting for a long, traditional process.
Good fit: The deal is strong, the window is short, and you have a realistic way out.
04 / Rental property loans
Let the rent support the next door.
A rental property loan can focus on the income the property is expected to produce, not only your personal income.
Good fit: You are buying or refinancing a rental with steady income potential. This is sometimes called a DSCR loan.
05 / Cash-out refinance
Put built-up property value back to work.
Refinance an investment property and access part of its value for the next purchase, repair, or business move.
Good fit: You own a property with available value and a specific use for the cash.
06 / Portfolio & multi-family
Build around more than one property.
Bring several rentals or a multi-family property into a financing plan that sees the bigger picture.
Good fit: You are growing a group of properties or buying a building with multiple homes.
07 / New construction or rehab financing
Fund the work from the first plan to the final finish.
Finance a ground-up build or a deeper renovation with a plan for the costs, draws, timeline, and finished property.
Good fit: You have a clear scope of work, a capable team, and a plan for the completed property.
Start with the numbers
A rough deal check, right in the browser.
Try the numbers you have. These estimates update instantly, stay on your device, and do not ask for personal information.
01 / Rental property cash flow
Will the rent carry the property?
Estimated monthly cash flow
$0
Annual cash flow
$0
Cap rate
0%
Cash-on-cash return
0%
This leaves out closing costs, repairs beyond your rehab budget, and changes in rent or expenses. Use it as a starting conversation.
02 / Fix-and-flip profit
See what the spread might look like.
Estimated total project cost
$0
Projected profit
$0
Return on investment
0%
These numbers are estimates, not a promise. Leave room for surprises, selling costs, taxes, and a longer timeline.
The deal timeline
A straight line from idea to funding.
The exact timing depends on the property and the loan. The conversation should still feel easy to follow.
01
Talk it through
Tell us about the property, the plan, and the timing.
02
Terms and quote
We compare the shape of the financing and explain the costs.
03
Property review
The appraisal, inspection, and documents fill in the picture.
04
Close and fund
When everything is ready, the loan closes and funds move.
05
Exit or refinance
Sell, refinance, or hold according to the plan you started with.
Investor questions
The useful answers, up front.
How fast can funding happen?
It depends on the property, the loan, and how quickly the needed information comes together. We will tell you what to expect early and keep the next step clear.
What kinds of properties qualify?
Rental homes, multi-family properties, renovation projects, new builds, and other investment properties may fit. The property and your plan both matter, so bring the details.
How much credit and experience do I need?
There is no single answer. We look at the property, your available cash, your plan, and your experience together. A newer investor can still have a useful conversation.
How does the exit or refinance work?
The exit is how you expect to pay off the loan: sell the finished property, refinance into a longer-term rental loan, or use another planned source. We talk through that path before you move forward.
Your next step
Bring us the deal. We’ll bring the questions.
Share a few details and we’ll follow up about the property, the numbers, and the financing path worth exploring.